They spread it. You get paid.
Offer finance on the jobs a customer cannot settle in one go. They pay over time through an authorised lending partner. You are paid for the work you completed.
Get startedFinance, offered where you already sell.
A boiler, a heating system, a roof, a rewire or a bathroom. Most households cannot settle that in one go.
Planramp Finance puts a payment option in front of them while you are still quoting. The decision is about the work, not the timing.
Where it fits in the job.
- Offer it with the quoteFinance sits beside the price you have already given, in the same conversation, on the same day.
- The customer appliesThey answer the lending partner's questions and get a decision. You can see where the application has got to without collecting any of it yourself.
- Do the workThe job is booked and completed exactly the way any other job of yours is.
- Get paid for the jobYour customer signs the job off and the lending partner pays you. Their repayments run to that partner, not to you.
- Keep the customerThe same customer can join your servicing plan on the same record. The installation leads into the servicing instead of ending there.
Your work, their lending, our software.
You quote the job, set the price and do the work. Authorised lending partners make the credit decision, run the affordability assessment, hold the agreement with your customer and collect the repayments. Planramp provides the software that carries the offer from your quote through to their decision, and keeps the result on the customer's record beside everything else you hold about them.
Not a separate application.
A standalone finance provider has only the application to go on. Planramp already holds the job, the property and the quote. One customer, one place to look.
What changes for you.
While you are quoting
- A stalled quote
- The customer has another way to say yes to the same job.
- Repair or replace
- A customer weighing the two has one fewer reason to pick the smaller piece of work.
When the job is done
- Getting paid
- Your customer signs the job off and the lending partner pays you. You never run a payment plan of your own.
- Repayments
- Not yours to do. The agreement is with the lending partner and so is the chasing.
And afterwards
- The next plan
- The same customer can move onto your servicing plan, on the record you already have.
- The record
- The quote, the job, the finance and the plan sit against one customer instead of in four systems.
Financing does not sit on its own. Service plans are the other line, and the same customer can move onto one.
What service plans doQuestions about financing.
Who decides whether my customer is accepted?
The lending partner does. Planramp shows you where the application has got to. The decision, the affordability check and the agreement are all theirs.
When am I paid?
Once the job is done and signed off, the lending partner pays you. Their repayments run to that partner over the months after.
What happens if my customer is not accepted?
The job is still yours to win another way. The decision belongs to the lending partner, and the outcome sits on the customer's record.
Do I have to chase the repayments?
No. Your customer's agreement is with the lending partner, and collecting on it is theirs to do.
Who does my customer speak to about their repayments?
The lending partner. The agreement is with them. Statements, payment dates and any change your customer wants are theirs to handle.
What can I offer finance on?
Higher value work: boilers and heating, roofing, electrical upgrades, bathrooms. Which jobs qualify is set by the lending partner, not by us.
Can I choose which jobs to offer it on?
Yes. It is there when a job is big enough to want it. Otherwise it stays out of the way.
Does this replace my service plans?
No, it sits beside them. Finance covers the one-off installation and the plan covers what happens afterwards, and both hang off the same customer record.